Mortgage Rates
Period
BoE Base Rate
Set by the Bank of England. When it rises, mortgage rates tend to follow.
3.75%
0.00pp vs prev
2yr Fixed (75% LTV)
Average rate on new 2-year fixed mortgages. Your rate is locked for 2 years, then you remortgage.
4.45%
+0.48pp vs prev
5yr Fixed (75% LTV)
Average rate on new 5-year fixed mortgages. Locks in your rate for longer. Good if you want payment certainty.
4.43%
+0.42pp vs prev
BoE Base Rate
Set by the Bank of England. When it rises, mortgage rates tend to follow.
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3.75%BRICKINTEL
2yr Fixed (75% LTV)
Average rate on new 2-year fixed mortgages. Your rate is locked for 2 years, then you remortgage.
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4.45%BRICKINTEL
5yr Fixed (75% LTV)
Average rate on new 5-year fixed mortgages. Locks in your rate for longer. Good if you want payment certainty.
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4.43%BRICKINTEL
Standard Variable Rate
The rate you fall onto when a fixed deal ends. Set by your lender and usually much higher. Always remortgage before this kicks in.
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4.82%BRICKINTEL