BRICKINTEL

Mortgage Rates

Period

BoE Base Rate

Set by the Bank of England. When it rises, mortgage rates tend to follow.

3.75%

0.00pp vs prev

2yr Fixed (75% LTV)

Average rate on new 2-year fixed mortgages. Your rate is locked for 2 years, then you remortgage.

3.97%

+0.05pp vs prev

5yr Fixed (75% LTV)

Average rate on new 5-year fixed mortgages. Locks in your rate for longer. Good if you want payment certainty.

4.01%

+0.06pp vs prev

BoE Base Rate

Set by the Bank of England. When it rises, mortgage rates tend to follow.
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3.75%

2yr Fixed (75% LTV)

Average rate on new 2-year fixed mortgages. Your rate is locked for 2 years, then you remortgage.
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3.97%

5yr Fixed (75% LTV)

Average rate on new 5-year fixed mortgages. Locks in your rate for longer. Good if you want payment certainty.
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4.01%

Standard Variable Rate

The rate you fall onto when a fixed deal ends. Set by your lender and usually much higher. Always remortgage before this kicks in.
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4.48%

BrickIntel provides property market data and regulatory information for informational purposes only. Nothing on this website constitutes financial, legal, or investment advice. Always consult a qualified professional before making property or financial decisions. Data sourced from HM Land Registry, Bank of England, and other public sources. Accuracy is not guaranteed. Regulations shown reflect publicly available information and may not reflect the most recent changes.